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UniClear

eCurrencies

uniclear

UniClear, launched on October 8, 2003, offers real-time, global, transaction solutions to businesses and consumers while maintaining the highest level of integrity, security, and customer service:

«It has taken us almost a year to develop this system and we are not finished yet. Shortly we will have available a sophisticated shopping cart system for our web based commercial clients and more.»

UniClear is a number of entities working together:

Payment Systems — located in British Columbia (Unit C, 975 price Rd., Parksville, BC V9P 2C9, Canada, tel. [250] 248-8981, fax [250] 248-8454) UniClear Payment Systems Incorporated handles website, technical administration, and customer service aspects
Card Services — located in Delaware (USA) with an administration office in Canada as well, UniClear Card Services Incorporated handles any business directly related to debit or credit card usage and issuing
Dual Shield Security (DSS) — located in Alberta, (Canada), it handles internet security, encryption, and the protection of UniClear. DSS runs up to 4096-bit encryption (two-way), which is 32 times stronger than SSL 128-bit which is the commercial standard.

Utilizing the network of corporate and financial institutions, UniClear is dedicated to providing friendly, fast, and convenient services to our clients around the globe.

Accounts

In order to use the UniClear, user must register for a Personal, or Business account. Users may hold any number of Personal accounts or Corporate accounts. It is unclear if Business account is the same as Corporate one.
Accounts can operate in CAD or USD or EUR with ability to perform live transactions in any major currency. Saving accounts are available as subaccounts in frames of main account (savings have minimum amount limit and are locked in for a minimum of 1 year).

UniClear provides a $5 bonus for opening an account (initial deposit of $100 or more is needed to receive a bonus).

Interface

Account management (balance check, sending/receiving funds, changing profile, etc.) is available only through secure web interface. All sections of web site work correctly (no dead or wrong links). Interface language is English.

Availability

The service is available worldwide.

Storage fee

No.

Transaction fee

Transferring funds between accounts is free of charge except for:

through SafePay system — 1.5% fee
mass payments — $0.50 (or 0.50 CAD) per recipient

Funding account

bank wire — Free
direct deposit at Bank of America, TD Canada Trust, or HSBC
credit card — coming soon
check by mail, money order
Western Union
PayPal and e-gold — via Ecom-Pay
E-Bullion
VirtualGold

Funds withdrawal

Free via bank wire.

Debit card

UniClear debit cards have a base currency of CAD.
Card fee structure:

Purchase Price — FREE
Setup & Shipping Costs — FREE
Activation Fee — 2.00
Load Fee — 1.50
Monthly Fee — 4.00
Canadian ATM Usage — 1.50
Canadian POS Usage — 1.00
International ATM/POS Usage — 3.00
Daily Withdrawal Limit — 3500
Declined Surcharge — 0.50
Card to Card Transfer — 1.50

Escrow

SafePay transaction protection — an optional feature to protect buyers and sellers from non-payment and non-delivery. It takes the worry out of online auctions & related purchases.

Merchant tools